Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
After dozens of agents who didn’t have a clue, I lucked out and found an AMAZING agent who has consistently helped us get the coverage we need. That includes alcohol (on site and off-site) and other special events insurance.
And she’s helped tonsssss of US based coworking spaces get very affordable policies when other agents were quoting insanely high premiums. According to Diane (my agent):
The problem that other agents have with quoting coworking spaces is that most insurance companies do not have an actual “cookie cutter” insurance classification available that fits a coworking operation and most agents don’t have a grasp on the understanding of the coworking operation which in turn, results in underwriters not having a clear understanding of the operation.
When the underwriters are not forced to “think outside the box” to see that a coworking operation will qualify for a different class code than a lessor’s risk class code, they nor their quoting system will allow it, resulting in preposterous premiums that do not accurately reflect the risk.
Thanks to working with you I have an understanding of how the coworking spaces operate and what it entails. In turn, I have taught some of my specific underwriters to have the same understanding, and to see things my way.
You can reach out to her directly: Diane Cheezum [email protected]
Good luck!
-Alex
···
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast
On Tue, Mar 10, 2015 at 10:12 PM, Gretchen Bilbro [email protected] wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
Many thanks to you! I have sent her an email.
···
On Tuesday, March 10, 2015 at 9:12:16 PM UTC-5, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
Hi Gretchen,
Workantile found an excellent agent in Jeff DiCenzo of Hylant Insurance in Ann Arbor. Jeff gets coworking.
Jeff’s email is [email protected]
···
On Wed, Mar 11, 2015 at 9:15 AM, Gretchen Bilbro [email protected] wrote:
Many thanks to you! I have sent her an email.
On Tuesday, March 10, 2015 at 9:12:16 PM UTC-5, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
–
twb
member, Workantile
@twbrandt
Awesome 
I hope it works out for you!
And thanks to this thread, I finally got around to writing a post answering this question about insurance. The magic, of course, isn’t that Diane actually has access to anything special it’s that she puts in the work to really understand coworking so she can explain it to her underwriters in a way that makes sense to them.
If Diane can figure out explain coworking to her insurance underwriters, maybe we can all learn something from her about how we figure out explaining coworking to our potential members
http://dangerouslyawesome.com/2015/03/how-to-get-the-best-insurance-for-your-coworking-space/
-Alex
···
On Wed, Mar 11, 2015 at 9:15 AM, Gretchen Bilbro [email protected] wrote:
Many thanks to you! I have sent her an email.
On Tuesday, March 10, 2015 at 9:12:16 PM UTC-5, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast
Great article Alex! You are so helpful and please know that you and your work is very much appreciated.
G
···
On Tuesday, March 10, 2015 at 9:12:16 PM UTC-5, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
Thanks for saying that, Gretchen
···
On Thursday, March 12, 2015, Gretchen Bilbro [email protected] wrote:
Great article Alex! You are so helpful and please know that you and your work is very much appreciated.
GOn Tuesday, March 10, 2015 at 9:12:16 PM UTC-5, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
–
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast
Alex - had a great call with Diane this morning. She called you the ‘godfather of coworking’ 
Excited that I don’t have to work this angle so hard, focusing on other not so easy tasks. Thanks for sharing this gem of a resource (and human - she’s so nice!)
Jen
Yay!
-Alex
···
On Thursday, October 15, 2015, Jennifer Kready [email protected] wrote:
Alex - had a great call with Diane this morning. She called you the ‘godfather of coworking’
Excited that I don’t have to work this angle so hard, focusing on other not so easy tasks. Thanks for sharing this gem of a resource (and human - she’s so nice!)
Jen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
–
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast
I have on occasion been in meetings and referred to Alex as the Godfather of coworking!
I have a great contact here in the UK for specialised coworking insurance by the way, if anyone is interested
···
On Friday, 16 October 2015 00:29:30 UTC+1, Alex Hillman wrote:
Yay!
-Alex
On Thursday, October 15, 2015, Jennifer Kready [email protected] wrote:
Alex - had a great call with Diane this morning. She called you the ‘godfather of coworking’
Excited that I don’t have to work this angle so hard, focusing on other not so easy tasks. Thanks for sharing this gem of a resource (and human - she’s so nice!)
Jen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
–
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast
Any leads on insurance in NYC. Diane doesn’t do New York 
···
On Tuesday, March 10, 2015 at 10:12:16 PM UTC-4, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
Anyone… leads on insurance in NYC??
Thanks!
~ Geoffrey
···
On Friday, October 16, 2015 at 3:49:18 PM UTC-4, Geoffrey Badner wrote:
Any leads on insurance in NYC. Diane doesn’t do New York
On Tuesday, March 10, 2015 at 10:12:16 PM UTC-4, Gretchen Bilbro wrote:
Hello everyone! We just opened recently and I am having a difficult time getting liability insurance. Coworking is new to my area and they seem to be having a difficult time figuring out exactly how I fit in their groupings. Can anyone give me leads on insurance companies that work with Coworking spaces? Also how has alcohol affected your insurance policy? Thanks!
Gretchen
Hi Tom. I would be interested in your UK insurance contact if you don’t mind.
Thanks.
Jon
···
On Friday, 16 October 2015 09:58:13 UTC+1, Tom Lewis wrote:
I have on occasion been in meetings and referred to Alex as the Godfather of coworking!
I have a great contact here in the UK for specialised coworking insurance by the way, if anyone is interested
On Friday, 16 October 2015 00:29:30 UTC+1, Alex Hillman wrote:
Yay!
-Alex
On Thursday, October 15, 2015, Jennifer Kready [email protected] wrote:
Alex - had a great call with Diane this morning. She called you the ‘godfather of coworking’
Excited that I don’t have to work this angle so hard, focusing on other not so easy tasks. Thanks for sharing this gem of a resource (and human - she’s so nice!)
Jen
–
Visit this forum on the web at http://discuss.coworking.com
You received this message because you are subscribed to the Google Groups “Coworking” group.
To unsubscribe from this group and stop receiving emails from it, send an email to [email protected].
For more options, visit https://groups.google.com/d/optout.
–
The #1 mistake in community building is doing it by yourself.
Join the list: http://coworkingweekly.com
Listen to the podcast: http://dangerouslyawesome.com/podcast